Lending Parameters Overview:
Interest Rates: 9% - 12%
Amortization: Interest only
LTV: Up to 65% on income producing properties
Loan Terms: 3-24 Months
Closing: 1-2 Weeks
Loan Size: $40k to $4 Million
Credit: No Minimum Fico Score. All credit considered
O/O (Full Doc & must show ability to repay, on case by case basis)
O/O Properties are subject to HOPA Federal Section 32
O/O with Homestead-Refinance-NONE
Full Doc - W-2 & Pay Stub or 1040’s,
Alt Doc - 6 Months bank statements
Stated Doc – Non Owner Occupied/Investment properties only
Purchase(O/O & N/O/O)
Refinance Cash Out (N/O/O)
Collateral Types we "are" looking for:
SFR’s - 2-4 Units Residential: up to 65% LTV.
Condos: 50% LTV. - Town Houses: up to 60% LTV.
Apartment Buildings: up to 55%
Multi Family Complexes: up to 55% LTV.
Mixed Use: Up to 50% LTV.
Warehouses: Up to 50% LTV.
Lite Industrial: Up to 50% LTV.
Office Buildings: 50% LTV.
Collateral Types we "may consider" case by case:
Hotels & Motels 50% LTV
Assisted Living Facilities 45% LTV
Day Care Centers 45% LTV
Marinas 50% LTV
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Contact your account executive TODAY:
Jorge Garcia-Pulido 305-796-4799